Toronto Commercial Loan Brokerage

Access Up to $500,000 in
Commercial Funding Today.

VIA Consulting Group brokers high-limit lines of credit and expansion loans from major Canadian banks.

Get approved in 24 hours and funded in 7 days.

Stop waiting on traditional lenders and get the capital required to scale.

BDC
BMO
CIBC
Desjardins
Meridian
National Bank
RBC
Scotiabank
TD Bank
BDC
BMO
CIBC
Desjardins
Meridian
National Bank
RBC
Scotiabank
TD Bank
Eligibility check

See how much you
qualify for.

Drag to match your business. Pre-approval estimate updates in real time. No hard credit pull. No commitment.

Years in Business
5 yrs
1 yr20+ yrs
Personal Credit Score
720
690800+
Annual Revenue
$500K
$100K$5M+
Pre-approved
Estimated funding
$150K
Express line of credit, drawn as you need it.
Years
5 yrs
Credit
720
Revenue
$500K
Estimate based on your inputs. Final approval and rates determined by the lender after review of statements.

Speed is our product.

VIA Consulting Group is an Ontario commercial loan brokerage built to deliver capital fast. As a direct line to major Canadian banks, we structure every application for the highest limits and the lowest rates. Months of bank delays become days. Paperwork shrinks. Capital lands.

$0K+
Maximum single approval
0 hrs
To first decision
0 days
Application to funded
0
Major bank partners
Commercial Financing Products

Capital for cash flow.
Capital for scale.

Stop waiting for capital. Secure the funds to manage cash flow or buy major equipment — engineered around two clear products.

Up to $150,000

Express Line of Credit

Turn daily cash flow into instant buying power. Fast, unrestricted capital to cover payroll, purchase inventory, or absorb unexpected costs.

  • The Money
    Up to $150,000 with no fixed term.
  • The Rates
    Low interest at Prime + 3%, 4%, or 5% (based on credit).
  • The Speed
    24-hour approval. Cash in the bank within 7 days.
  • The Requirement
    12 months of bank statements and a 690+ credit score.
Business owner reviewing financing options
Tax Services

Tax planning that pays its own bill.

VIA Consulting Group runs a full chartered accounting practice alongside the brokerage. Senior advisors. Real strategy. Quarterly touchpoints — not just a box to tick at year-end.

Senior tax advisor in consultation
  • 01

    Corporate Tax Returns (T2)

    Annual federal and provincial filings for incorporated businesses, prepared and reviewed by senior advisors.

  • 02

    Tax Planning & Strategy

    Quarterly check-ins to optimize structure, owner compensation, and dividend timing throughout the fiscal year.

  • 03

    CRA Audit Defense

    Pre-audit review, response preparation, and direct CRA negotiation — so you never face the agency alone.

  • 04

    HST / GST Filings

    Monthly, quarterly, or annual filings with full reconciliation and input tax credit capture.

  • 05

    Bookkeeping & Compilation

    Cloud-based bookkeeping kept audit-ready year round so tax season is uneventful.

  • 06

    Loss Carry-Forward Strategy

    Optimize loss utilization across fiscal years to defer or recover tax — particularly powerful through expansion phases.

Grants & Tax Credits

Government funding you've earned. Claim it.

Innovation tax credits and federal-provincial grant programs that most Canadian businesses qualify for — and most leave on the table. VIA prepares, files, and defends every claim end to end.

Innovation team reviewing R&D documentation
Featured Program
Up to ~64¢ back per dollar

SR&ED Tax Credits

Scientific Research & Experimental Development is Canada's largest single source of innovation funding. Federal and Ontario refundable tax credits combined recover a significant portion of qualifying expenses — fully refundable for Canadian-Controlled Private Corporations.

  • Wages, materials, contractors, and overhead — all claimable.
  • End-to-end: technical narrative, T661, financial schedules, CRA submission.
  • Audit defense and review-handling included — no add-on fees.
Other programs we file
Up to $500K

IRAP

Industrial Research Assistance Program

NRC funding for technology-driven SMEs working on a defined innovation project. Non-repayable contributions covering wages and contractor costs.

Up to $10K / hire

Canada Job Grant

Workforce Development Funding

Cover up to 50% of training costs for new and existing employees — third-party courses, certifications, and structured upskilling programs.

10% refundable

Ontario Made Mfg. ITC

Manufacturing Investment Tax Credit

Refundable provincial credit on capital expenditures in Ontario manufacturing — equipment, building improvements, and production lines.

Why It Works

Capital that actually clears.

Business owners don't need more bank meetings. They need clear lending criteria, fast approvals, and funding that hits the corporate account in days — without the runarounds.

01

Funding Precision

We don't just forward applications and hope. We structure each financial profile to align with what major banks actually demand — pre-qualified lender matching, proactive PPSA and lien clearance, and packaging that secures maximum credit limits.

02

Brokerage Expertise

Knowing exactly how lenders evaluate risk is the key to getting funded. We bypass branch-level delays to secure prime interest rates and the highest possible capital limits for established companies.

03

Tailored Capital Structures

An IT firm scaling its servers needs different liquidity than a manufacturer buying machinery. We match the exact financial product — a $150K line of credit or a $500K expansion loan — to the cash-flow reality of the industry.

04

Relentless Execution

Capital is useless if it arrives too late. Our process is built strictly around 24-hour approvals and 7-day funding cycles, so companies secure their money without missing a beat.

Take the next step

Ready to fund your next move?

One short conversation. A clear funding path within 24 hours. Capital in your account in 7 days.

Contact

Let's talk funding.

Tell us about your business. We'll come back with a clear funding path within one business day.

Office

2425 Matheson Blvd E, 8th Floor
Mississauga, ON L4W 5K4
Canada

Hours

Mon – Fri · 9:00 AM – 6:00 PM
Sat · 10:00 AM – 4:00 PM
Sun · Closed